Off Market place Plans, Medicare, Essential Plan – (Off Marketplace Plans – Off market place plans is health insurance that is not have any government assistance and does not go through the states marketplace to get insured. Getting health insurance coverage off the marketplace is an easier way to get health insurance coverage.) Medicare – Medicare is for individuals that are 65 years old and older. Medicare insurance has several options you can choose from such as Medicare Advantage Plans (Part C) , Supplemental Plans also known as Medigap Coverage and standalone drug plans (Part D). (Essential Plan – Essential plans are for lower income individuals who do not qualify for Medicaid or Child Health Plus plans. Essential plans cost as little as $20.00 per month and has a zero deductible.